Amrita Centre for Research and Development


  1. Payments made through the Payment Gateway will take a minimum time as given below to reflect in the ACRD account:
  2. a. one working day, if done through online internet banking and,

    b. two working days, if done through credit/debit cards

  3. 2. All payments are processed on the information that is provided by the user. ACRD accepts no liability for errors committed while completing a form on the website.

  4. Once the payment is confirmed online, a reference number will be generated. Users are requested to note the reference number and quote them in any queries about the payment.

  5. Cyber Crime: The Internet per se is susceptible to various cyber crimes like phishing, vishing (Voice phishing), compromise of User’s system security etc., that could affect online payment transactions. Whilst ACRD shall endeavor to protect the interest of the users, there cannot be any guarantee from such cyber crimes and other actions that could affect online payment transaction with ACRD including but not limited to delay or failure in processing the transactions. The user shall separately evaluate all such risks and ACRD shall not be held responsible for the losses arising out of such cyber crimes. The user understands that doing an online payment transaction at a Cybercafe/shared computer terminal is risky and should avoid using the services of a Cybercafe/shared computer terminal to do such transactions.

  6. Technology Risks : The site of ACRD may require maintenance or may be unavailable due to some or the other reasons and during such time it may not be possible to process the request of the users. This could result in delays and/or failure in the processing of Payment instructions. The user agrees to indemnify and hold ACRD harmless against all claims, losses, damages and actions that the user may initiate in relation to the online payment gateway. Neither ACRD nor any of its officers shall be liable for any such loss or damage that may be suffered by the user as a result of usage of the Online payment services.

  7. Amendments : ACRD has the absolute discretion to amend or supplement any of the Terms of Service (Terms & Conditions) at any time, without prior notice.